An Advice from a Mrs. Ferrer

I was waiting for a jeepney ride, standing on a waiting shed in front of Ateneo. I just came from a mtg with my  business partners, discussing about Solar.

It was starting to rain hard. To make matters worse, I forgot that I don't have an  umbrella with me. Poor me, I left it at home.

A lady was there beside me, waiting for a taxi together with her grandson, whom I presume is studying or going to prep school at Ateneo.

When a taxi finally came, she found it hard  to carry her grandson's backpack / stroller  into the taxi. So I naturally helped her as  she looked at me like she was asking for  assistance.

I wasn't asking for a return of the favor.  But she begged me na sumakay na rin daw ako  sa taxi. Kasi daw inalalayan ko sya sa  pgsakay nung bag ng apo nya, that it's just  ryt kung maisakay nya ko and then along the  way ibaba nya ko kung saan ang sakayan ko. I  thankfully accepted the invitation.

We had a short chat. She asked if i working  daw. I said i just came from a bisnes mtg.  She asked wat my business was, and I replied  with a smile. I told her we have a Real  Estate cmpy, as well as other businesses like  Solar Energy. But i said I am still starting  as an entrepreneur. She said nasa Real Estate  rin daw sya, but not in the usual way - she  said she owns & rents out apartments in the  University belt. She said ngpaayos daw sya ng  kotse nya kaya ngayon ngtaxi muna sila. I was  amazed that at her age, sinusundo p nya  grandson nya. Around 50's na cgro sya.

She asked me what's the state of Real Estate  and i replied it's booming now, pero marami  kumpetensya. We had quite a chat about  business, about wat we both do for a living.  Then she asked, "u know wat the best business there is?" She said, simply, it's "Food business."

I asked why. She said, with no hesitation,  "becoz everybody eats." Hindi pwede d k  kakain. Tinanong p nya yung taxi driver, "d b  mamang driver.. D pwede d ka pwede  magstopover minsan at d kakain?" Kaya daw  kahit mga maliliit na carinderia lang  kumikita p rin kahit papano. Above average  profits p nga daw kadalasan.

Come to think of it. It makes real sense.
U can make good bisness with a product that  ppol rly needs, that ppol are rly using or  consuming everday.

This gave me an "A-ha!" moment and shed light   into one of my businesses, which is my  prepaid loading business with Vmobile (and  the Solar Energy business). It feels right,  and i felt like God is answering my prayers  to continue on serving & working on the  businesses that i bliv in.

After that i had to go down at Philcoa. I  gave her my calling card, and she said her  name is Mrs. Ferrer.

I braved the rain. Basang-basa ako pero sakto  rin sa me babaan ko, me bilihan ng payong. I  felt like I was put there for a reason. That  all that just happened meant something, and  that there r no coincidences. That God may be  telling me, he answers all my prayers, for me  to be brave. To be strong. That he has given  me a message.

God bless u, Mrs. Ferrer. Kahit d ko po kyo  kilala, u gave me somthing to ponder on. Some  bits of street-smart wisdom from a fine &  typical Filipino Lady of her age.

:)

PSE back on track

This is what I was talking about (from my last post http://investinggeek.blogspot.com/2012/02/why-philippine-economy-is-strong-and.html). Stock market experts say only 1 thing with regard to our Philippine economy: if not with the crises being felt in the US, Europe, and Middle East these past few months, there is no way for Philippines but up.

And look now as the coast is getting clearer:
http://ph.news.yahoo.com/stock-market-barrels-time-high-171439212.html

"The Philippine Stock Exchange index (PSEi) soared 114.14 points or 2.4 percent to close at 4,880.71 as investors gobbled up shares of PLDT, Ayala Corp., Ayala Land, Aboitiz, and Bank of the Philippine Islands."

Imagine if you patiently waited for boiling waters to settle down, if you have bought a few sure pick (meaning fundamentally & technically stable) stocks in the Philippines, you would have been wearing a shining-shimmering-splendid smile right now.

My advice? Get the timing. Yes, it's getting up right now. You can ride the wave - but you should also be careful. My best bet - it will fall down a bit after a few days or weeks, but it will regain momentum again; which is then the precise time to get in - theoretically, that is, for those who did not get to join the ride before this record news came up.

Why the Philippine Economy is strong and resilient despite Global Crisis

There are at least 2 primary reasons why the Philippine economy is gaining strength despite Global Crisis in the US, Europe and the middle east.

One, our OFW heroes.

See the link below regarding the latest news, stating that:

OFW inflows hit record $20.12 billion in 2011

http://ph.news.yahoo.com/ofw-inflows-hit-record-20-12-billion-2011-193833636.html


Second, our BPO industry continues to be booming.

These are just but a few reasons why the Philippines is strong and resilient. This is not just apparent in our stock market, but also on our booming and getting-bullish Real Estate. Because right now, we can simply see the skylines in Manila - it's full of high rise condo's and commercial buildings; proof that urban development is growing.

It's REALLY more fun in the Philippines.
Let's bring it on.

Good Intentions

It's not how far can good intentions go.
It's how far can people's good intentions last.
  
  
Yes. Good intentions will go a long looonnggg way. Even Erap Estrada may really have had good intentions all along. But did it really last? Did it stick to him? Or did bad vices or bad choices got into him?


The important thing is, how far can your good intentions go.


Just like New Year's Resolutions.


Question...
Did you even write it down?
Do you even read them every morning when you wake up?
Do you plan your day, week, or month - and made sure your resolutions were included on your plans?
Do you even think of it when executing your plans, or when going through your everyday routine or work? 


If you said NO to these questions, then your good intentions are not good intentions at all.
They are just plain words. 
  
Failing to Plan is planning to fail.
  
   
Consistency. 
This best describes it.

Bullish Stocks in the Philippines

I have been quiet for a while now when it comes to the state of Philippine Stocks.

I just chanced upon it right now and just out of curiosity, I checked the technical data of our Composite Index -  this is for today, Feb. 9, 2012.

Here it is:

I didn't know that Philippine stocks has been very bullish for a time now. It broke the past records set last year.  It's only gonna get better. If I had the money now, I would wisely choose promising stocks. I can't say which ones, but you can try checking some (like PGOLD / PureGold, and maybe SMPH / SM Prime Holdings) and see for yourself. I am not endorsing these stocks. I just looked briefly on their charts and had an initial check on some stocks that I feel were good the last time I checked. If you are not a member of an Online Stock Brokers, like CitisecOnline (which I am a member of) - you can check with our Philippine Stocks Exchange (PSE) website for the stock quotes and charts [see www.pse.com.ph]. I'm just saying you need to know Fundamental and Technical Analysis, and you need to have discipline, before venturing into Stocks. NO EMOTIONS allowed.

All I can say is....

WOW.

“Why set realistic goals when you can do the impossible?”

John Calub once said:

“Why set realistic goals when you can do the impossible?”

Well, here are my thoughts about what he said....

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• • 

    Investing Geek I believe there is some degree of truth here.
    
    This is ideal for explorers, not maintainers or scientists.
    
    Think about it.
    Before there was the Western world or before Columbus got to discover the US Mainland, what were people's goals then?
    To live their lives simply and not dream of other things, of the impossible?
    
    They wouldn't know of the impossible if not for explorers like Columbus.